Making Homeownership Possible - Together

Your home. Your future. Your path to building wealth.

Whether you are buying your first place, moving into your next chapter, or considering a refinance, I’ll help you understand the path ahead with steady, personal guidance.

Kris Rich is brokered by Edge Home Finance.

Portrait of Kris Rich, Mortgage Loan Originator

Kris Rich

Mortgage Loan Originator

NMLS #2215446 · Brokered by Edge Home Finance

Personal guidance for  homebuyers and homeowners.

Clear options. Thoughtful conversations. No pressure.

A path that fits your life

Two ways to move forward

Texas home front porch in warm sunlight

Purchase

Find the right way home.

A clear plan for your offer, your budget, and the loan options that can support your next move.

  • Conventional loans
  • FHA and VA options
  • Jumbo financing
Explore purchase options
Warm modern home interior in natural light

Refinance

Revisit what your home can do.

A thoughtful look at your current mortgage, your goals, and whether a new structure makes sense.

  • Rate and term refinance
  • Cash-out refinance
  • Loan term changes
Explore refinance options

A note from Kris

Good lending starts with a good conversation.

There is no one-size-fits-all mortgage. I take the time to understand what matters to you, then help you make sense of the options with clarity and care.

Kris Rich

Client stories

A calmer way to get to closing.

Read more stories

“Kris made every step feel understandable and never left us wondering what came next.”

Homebuyer

Texas client

“We felt supported from our first call through closing. The guidance was clear and personal.”

Homeowner

Texas client

“The refinance conversation was practical, honest, and focused on our goals.”

Homeowner

Texas client

Your next move

Let’s talk through your next move.

Bring your questions, your goals, and your timeline. We’ll start with a conversation and find the path that feels right.

Schedule a consultation

Brokered by Edge Home Finance

Texas home exterior at golden hour