Texas home purchase loans with Kris Rich

Edge Home Finance, NMLS #891464

Edge Home Finance, LLC is a full service mortgage brokerage with access to a wide network of lenders. What does that mean for you? More options, so we can offer you a loan product and mortgage solution built around your needs. We work with over 180 different investors to offer you a wide range of loan products and options.

Texas family home exterior in warm natural light
Kris Rich, Mortgage Loan Originator · NMLS #2215446 · Brokered by Edge Home Finance

Plan with confidence

Mortgage tools

Use these estimates to explore a possible payment and see a sample interest-rate snapshot. Your actual rate and payment depend on your loan details, credit profile, and market conditions.

Mortgage interest rate snapshot

6.50%

6.72% APR

30-year fixed

Illustrative estimate only — not a loan offer or rate lock.

View current rates

Mortgage calculator

Estimated monthly principal & interest

$2,275

Principal and interest only. Taxes, insurance, HOA fees, and mortgage insurance are not included.

Find the right fit

Loan options, explained in plain language.

Every buyer’s situation is different. We’ll talk through the options that make sense for your goals, timeline, and comfort level.

Conventional loans

A flexible option for many buyers, with down payment choices that can fit a range of financial situations.

FHA loans

Designed to make homeownership more accessible, often with lower down payment requirements and flexible credit guidelines.

VA loans

A powerful benefit for eligible veterans, service members, and surviving spouses, often with no down payment required.

Jumbo loans

For higher-priced homes that exceed standard loan limits, with guidance tailored to your full financial picture.

Fixed-rate loans

A predictable interest rate and principal-and-interest payment that stays the same for the life of the loan.

USDA loans

A home financing option for eligible rural and suburban areas that may offer low or no down payment requirements.

Non-QM loans

Flexible financing designed for borrowers whose income or financial profile may not fit traditional qualifying guidelines.

Construction & renovation loans

Financing that can help you build a new home or purchase and improve a property with a plan tailored to the project.

Commercial loans

Financing guidance for qualifying business, investment, and commercial real estate opportunities.

A clear path forward

How we’ll work together.

01

Start with your goals

We’ll talk through your timeline, budget, and what matters most in your next home.

02

Explore your options

You’ll get a clear explanation of loan programs and what each could mean for your payment.

03

Move forward with confidence

When you’re ready, I’ll help keep the lending process organized and easy to understand.

Ready when you are

Let’s make your next home move feel simpler.

Start with a no-pressure conversation about your goals and the options available to you.

Contact Kris

Kris Rich, Mortgage Loan Originator · NMLS #2215446 · Brokered by Edge Home Finance, LLC NMLS# 891464